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Liability insurance covers such situations as contractor-caused damage to your property, although it doesn't typically pay for repairing or replacing shoddy work. Workers' compensation coverage will also provide benefits to the contractor's family in the event of a work-related death

Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they're typically exposed to more risk than personal vehicles

Excess Liability insurance is a type of policy that provides limits that exceed the underlying liability policy. The primary purpose of Excess Liability insurance is to close coverage gaps and to offer an added layer of protection in case the underlying insurance is exhausted of all possible resources

Workers' compensation or workers' comp (formerly workmen's compensation until the name was changed to make it gender-neutral) is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue

The one-page ACORD certificate of insurance summarizes essential information about your insurance policy, such as coverage types, policy numbers, insurance limits, and effective and expiration dates. We handle most special forms and waiver forms to meet your company's needs

Contractor's equipment insurance covers damage from work indicidents. Contractor's tools and equipment coverage doesn't only pay for stolen items like a tool box that disappears from a construction site. If your equipment is damaged by vandalism or a work accident, this policy will pay for repair or replacement